Our Services
Here's the thing about retirement planning — it's not just numbers on a spreadsheet. It's your life, your family's future, and the legacy you're leaving behind. At Harvest Retirement Solutions, we help folks in Calgary and beyond figure out the messy, complicated stuff that keeps them up at night. Whether you've got $100K or $1M, we've got a plan that doesn't feel like rocket science.
Each service is delivered by experienced professionals, with a clear plan and a satisfaction focus.
Service 1
Let's be honest: most people avoid this one. But having a solid will means your wishes actually happen—not what lawyers guess you wanted. We walk you through it step-by-step, make sure everything's ironclad, and you won't feel like you're drowning in legal jargon. Your family will thank you later.
- Simple, plain-English documents (no legalese nonsense)
- Clear instructions on who gets what
- Naming guardians for young kids
- Regular updates to match your life
Service 2
Life happens. Sometimes you need someone you trust to handle your finances or health decisions when you can't. We'll set up the right documents so your chosen person has the authority to act—without confusion or drama. It's peace of mind, honestly.
- Financial power of attorney (for money stuff)
- Healthcare power of attorney (medical decisions)
- Clear, enforceable documents
- Backup plans if your first choice can't serve
Service 3
Taxes are complicated. Especially when you're trying to pass wealth to your kids without the government taking half of it. We work through the numbers with you—find the smart moves that actually save money. It's not magic, but close enough.
- Analysis of your current tax exposure
- Strategies to minimize what your estate owes
- Coordinated planning with your accountant
- Updates when tax laws change
Service 1
Your RRSP, life insurance, bank accounts—they all have beneficiaries listed. But here's the problem: most people forget about these forms for 15 years. Meanwhile, their life's changed completely. We make sure these match your actual plan.
- Complete audit of all your accounts
- Spot conflicts between documents
- Updates that actually match your wishes
- Coordination with your overall estate plan
Service 2
Trusts aren't just for rich people (we know that's the myth). They're actually useful tools for keeping things private, avoiding probate headaches, or protecting assets for kids who aren't quite ready to handle money. We explain when you need one and build it right.
- Guidance on whether a trust makes sense for you
- Setup of revocable or irrevocable trusts
- Clear rules for how it all works
- Help managing it once it's in place
Service 3
You've saved all this money. Now what? CPP, OAS, withdrawals from accounts—there's a right way to do this and a wrong way. We map out your retirement paycheck so you're not stressed about running out or overpaying taxes.
- CPP and OAS optimization timing
- Smart withdrawal sequencing from accounts
- Tax-efficient income projection
- Longevity planning (what if you live to 100?)
Need a Custom Solution?
Contact us to discuss your specific requirements and get a personalized quote.
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